:root {
  --navy: #0B1830;
  --navy-2: #18263D;
  --green: #0EAD78;
  --green-dark: #087A58;
  --mint: #EAF8F2;
  --bg: #F7F9FC;
  --white: #FFFFFF;
  --text: #172236;
  --muted: #526077;
  --border: #D8E0EA;
  --shadow: 0 18px 50px rgba(11, 24, 48, .10);
  --radius: 20px;
  --container: 1200px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Manrope", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.65;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
button, input, textarea, select { font: inherit; }
ul, ol { padding-left: 1.2rem; }
li + li { margin-top: .45rem; }

.container {
  width: min(calc(100% - 2rem), var(--container));
  margin-inline: auto;
}

.skip-link {
  position: fixed;
  left: 1rem;
  top: -4rem;
  z-index: 999;
  background: var(--white);
  color: var(--navy);
  padding: .75rem 1rem;
  border-radius: 8px;
  box-shadow: var(--shadow);
}
.skip-link:focus { top: 1rem; }

.sr-only {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0);
  white-space: nowrap; border: 0;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,.94);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(216,224,234,.8);
}
.nav-wrap {
  min-height: 78px;
  display: flex;
  align-items: center;
  gap: 1.4rem;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: .65rem;
  text-decoration: none;
  font-size: 1.02rem;
  font-weight: 800;
  color: var(--navy);
  white-space: nowrap;
}
.brand-mark {
  display: grid;
  place-items: center;
  width: 36px; height: 36px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--green), var(--green-dark));
  color: white;
  font-weight: 800;
}
.brand-dot { color: var(--green-dark); }
.primary-nav {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: 1.15rem;
}
.primary-nav a {
  text-decoration: none;
  font-weight: 700;
  font-size: .9rem;
  color: var(--navy-2);
}
.primary-nav a:hover { color: var(--green-dark); }
.menu-toggle { display: none; }

.btn {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  min-height: 46px;
  padding: .75rem 1.1rem;
  border-radius: 12px;
  border: 1px solid transparent;
  text-decoration: none;
  font-weight: 800;
  line-height: 1.2;
  text-align: center;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn-primary {
  background: var(--green);
  color: #071b14;
  box-shadow: 0 10px 24px rgba(14,173,120,.22);
}
.btn-primary:hover { background: #18bf87; }
.btn-secondary {
  background: transparent;
  border-color: var(--navy);
  color: var(--navy);
}
.btn-secondary:hover { background: var(--navy); color: white; }
.btn-lg { min-height: 54px; padding: .9rem 1.25rem; }
.btn-block { width: 100%; margin-top: auto; }
.nav-cta { white-space: nowrap; }

.hero {
  padding: clamp(4rem, 8vw, 7.5rem) 0;
  background:
    radial-gradient(circle at 85% 10%, rgba(14,173,120,.16), transparent 32%),
    linear-gradient(180deg, #fff 0%, var(--bg) 100%);
}
.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(340px, .95fr);
  align-items: center;
  gap: clamp(2rem, 5vw, 5rem);
}
.eyebrow {
  margin: 0 0 .75rem;
  color: var(--green-dark);
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .12em;
  font-size: .78rem;
}
.eyebrow-light { color: #8ff0cf; }
h1, h2, h3, h4 { color: var(--navy); line-height: 1.16; margin-top: 0; }
h1 {
  font-size: clamp(2.55rem, 5.2vw, 4.9rem);
  letter-spacing: -.045em;
  margin-bottom: 1.25rem;
}
h2 {
  font-size: clamp(2rem, 4vw, 3.45rem);
  letter-spacing: -.035em;
  margin-bottom: 1rem;
}
h3 { font-size: 1.35rem; margin-bottom: .8rem; }
h4 { font-size: 1rem; margin-bottom: .55rem; }
.hero-text {
  max-width: 740px;
  color: var(--muted);
  font-size: clamp(1.05rem, 1.4vw, 1.2rem);
}
.hero-actions { display: flex; gap: .8rem; flex-wrap: wrap; margin-top: 1.7rem; }
.trust-line { color: var(--muted); font-size: .9rem; margin-top: 1.1rem; }

.hero-visual {
  background: var(--navy);
  border-radius: 28px;
  padding: 1.2rem;
  box-shadow: 0 30px 80px rgba(11,24,48,.2);
}
.visual-card {
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 18px;
  padding: 1.2rem;
  color: white;
}
.visual-card strong { display: block; font-size: 1.05rem; }
.visual-card p { color: rgba(255,255,255,.72); margin: .35rem 0 0; font-size: .9rem; }
.visual-card-main { padding: 1.5rem; margin-bottom: .9rem; background: linear-gradient(135deg, rgba(14,173,120,.33), rgba(255,255,255,.08)); }
.visual-card-main strong { font-size: 1.55rem; }
.visual-kicker { color: #a8f3d9; font-size: .75rem; text-transform: uppercase; letter-spacing: .12em; font-weight: 800; }
.visual-row { display: grid; grid-template-columns: repeat(3,1fr); gap: .8rem; }
.icon-circle {
  display: grid;
  place-items: center;
  width: 34px; height: 34px;
  border-radius: 50%;
  background: var(--green);
  color: #071b14;
  font-weight: 800;
  margin-bottom: .8rem;
}
.visual-note {
  margin-top: .9rem;
  padding: .85rem 1rem;
  border-radius: 14px;
  background: rgba(255,255,255,.06);
  color: rgba(255,255,255,.82);
  font-size: .88rem;
}
.status-dot {
  display: inline-block;
  width: 9px; height: 9px;
  background: var(--green);
  border-radius: 50%;
  margin-right: .5rem;
  box-shadow: 0 0 0 5px rgba(14,173,120,.15);
}

.section { padding: clamp(4rem, 7vw, 7rem) 0; }
.section-light { background: var(--bg); }
.section-heading { max-width: 780px; margin-bottom: 2.2rem; }
.section-heading > p:last-child { color: var(--muted); font-size: 1.05rem; }

.card-grid { display: grid; gap: 1.2rem; }
.card-grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.card-grid-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.service-card, .resource-card, .trust-card {
  position: relative;
  display: flex;
  flex-direction: column;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: 0 12px 35px rgba(11,24,48,.055);
}
.service-card p, .resource-card p, .trust-card p { color: var(--muted); }
.service-icon {
  display: grid;
  place-items: center;
  width: 52px; height: 52px;
  border-radius: 16px;
  background: var(--mint);
  color: var(--green-dark);
  font-size: .8rem;
  font-weight: 800;
  margin-bottom: 1rem;
}
.card-label {
  margin: 0 0 .45rem;
  color: var(--green-dark) !important;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .1em;
  font-size: .72rem;
}
.card-emphasis {
  padding: .85rem 1rem;
  border-left: 3px solid var(--green);
  background: var(--mint);
  color: var(--navy) !important;
  border-radius: 0 10px 10px 0;
  font-weight: 700;
}
.aka-line { color: var(--green-dark) !important; font-weight: 700; font-size: .9rem; }
.featured-card { border-color: rgba(14,173,120,.5); }
.featured-tag {
  position: absolute;
  top: 1rem; right: 1rem;
  padding: .35rem .65rem;
  border-radius: 999px;
  background: var(--mint);
  color: var(--green-dark);
  font-size: .7rem;
  font-weight: 800;
}
.text-link {
  appearance: none;
  border: 0;
  background: none;
  padding: 0;
  color: var(--green-dark);
  font-weight: 800;
  cursor: pointer;
  text-decoration: none;
  display: inline-block;
  margin: .4rem 0 1.1rem;
  text-align: left;
}
.details-panel {
  max-height: 0;
  overflow: hidden;
  opacity: 0;
  transition: max-height .4s ease, opacity .3s ease, margin .3s ease;
  margin-top: 0;
}
.details-panel.open {
  max-height: 2000px;
  opacity: 1;
  margin-top: .5rem;
  margin-bottom: 1rem;
}
.details-panel li { color: var(--muted); font-size: .92rem; }
.process-list li { margin-bottom: .8rem; }

.cta-band {
  margin-top: 2rem;
  border-radius: 24px;
  padding: 1.6rem;
  background: var(--navy);
  color: white;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}
.cta-band h3 { color: white; font-size: 1.65rem; margin-bottom: .35rem; }
.cta-band p { color: rgba(255,255,255,.72); margin-bottom: 0; }
.cta-actions { display: flex; gap: .75rem; flex-wrap: wrap; justify-content: flex-end; }
.cta-band .btn-secondary { border-color: rgba(255,255,255,.5); color: white; }
.cta-band .btn-secondary:hover { background: white; color: var(--navy); }
.cta-band.compact { margin-top: 2rem; }

.stack-section {
  background: var(--navy);
  color: white;
}
.stack-section h2, .stack-section h3, .stack-section h4 { color: white; }
.stack-section p { color: rgba(255,255,255,.75); }
.split-grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: clamp(2rem, 5vw, 5rem);
  align-items: start;
}
.stack-steps { display: grid; gap: .8rem; margin-top: 1.5rem; }
.stack-steps > div {
  display: grid;
  grid-template-columns: 42px 1fr;
  gap: .8rem;
  align-items: start;
  padding: 1rem;
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 16px;
  background: rgba(255,255,255,.04);
}
.stack-steps span {
  display: grid;
  place-items: center;
  width: 36px; height: 36px;
  border-radius: 50%;
  background: var(--green);
  color: #071b14;
  font-weight: 800;
}
.stack-steps p { margin: 0; }
.portal-card {
  background: white;
  color: var(--text);
  padding: 1.7rem;
  border-radius: 24px;
  box-shadow: 0 22px 60px rgba(0,0,0,.18);
}
.portal-card h3, .portal-card h4 { color: var(--navy); }
.portal-card p { color: var(--muted); }
.check-list { list-style: none; padding: 0; margin: 1rem 0 1.4rem; }
.check-list li { position: relative; padding-left: 1.65rem; color: var(--text); }
.check-list li::before { content: "✓"; position: absolute; left: 0; color: var(--green-dark); font-weight: 800; }

.section-disclosure, .mini-disclosure {
  color: var(--muted);
  font-size: .78rem;
  line-height: 1.5;
}
.section-disclosure { max-width: 960px; margin: 1.5rem auto 0; text-align: center; }
.mini-disclosure { margin-top: .9rem; }

.about-grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 2rem;
  align-items: start;
}
.about-panel {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 24px;
  padding: 1.8rem;
}
.about-panel p { color: var(--muted); }
.trust-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 1rem; }
.trust-card { padding: 1.25rem; }

.resource-card { min-height: 260px; }
.resource-number {
  color: var(--green-dark);
  font-size: .78rem;
  font-weight: 800;
  letter-spacing: .1em;
  margin-bottom: .7rem;
}

.site-footer {
  background: #071224;
  color: rgba(255,255,255,.72);
  padding: 4rem 0 1.5rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr repeat(3,1fr);
  gap: 2rem;
}
.brand-footer { color: white; margin-bottom: .8rem; }
.site-footer h2 { color: white; font-size: .95rem; }
.site-footer a {
  display: block;
  color: rgba(255,255,255,.72);
  text-decoration: none;
  margin: .45rem 0;
  font-size: .9rem;
}
.site-footer a:hover { color: white; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1);
  margin-top: 2rem;
  padding-top: 1.25rem;
  display: flex;
  justify-content: space-between;
  gap: 1.5rem;
  font-size: .76rem;
}
.footer-bottom p:first-child { max-width: 760px; }

@media (max-width: 980px) {
  .primary-nav {
    position: fixed;
    inset: 78px 1rem auto 1rem;
    background: white;
    border: 1px solid var(--border);
    border-radius: 18px;
    box-shadow: var(--shadow);
    padding: 1rem;
    display: none;
    flex-direction: column;
    align-items: stretch;
  }
  .primary-nav.open { display: flex; }
  .menu-toggle {
    margin-left: auto;
    display: inline-flex;
    flex-direction: column;
    gap: 4px;
    width: 42px; height: 42px;
    align-items: center;
    justify-content: center;
    border: 1px solid var(--border);
    border-radius: 10px;
    background: white;
  }
  .menu-toggle span:not(.sr-only) { width: 20px; height: 2px; background: var(--navy); }
  .nav-cta { display: none; }
  .hero-grid, .split-grid, .about-grid { grid-template-columns: 1fr; }
  .card-grid-3 { grid-template-columns: 1fr; }
  .card-grid-2 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: repeat(2,1fr); }
}

@media (max-width: 640px) {
  .container { width: min(calc(100% - 1.25rem), var(--container)); }
  .nav-wrap { min-height: 70px; }
  .primary-nav { inset: 70px .65rem auto .65rem; }
  .hero { padding-top: 3.5rem; }
  h1 { font-size: 2.5rem; }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; }
  .visual-row { grid-template-columns: 1fr; }
  .cta-band { flex-direction: column; align-items: stretch; }
  .cta-actions { justify-content: stretch; }
  .cta-actions .btn { width: 100%; }
  .trust-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; }
}

.brand-logo img {
  display: block;
  width: 245px;
  height: auto;
}
.brand-footer img {
  width: 255px;
  max-width: 100%;
}
@media (max-width: 640px) {
  .brand-logo img { width: 205px; }
}

.social-links {
  display: flex;
  gap: .65rem;
  margin-top: 1.1rem;
}
.social-links a {
  display: inline-grid;
  place-items: center;
  width: 42px;
  height: 42px;
  margin: 0;
  border-radius: 12px;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.14);
  color: #FFFFFF;
  transition: transform .2s ease, background .2s ease, border-color .2s ease;
}
.social-links a:hover,
.social-links a:focus-visible {
  transform: translateY(-2px);
  background: var(--green);
  border-color: var(--green);
  color: #071b14;
}
.social-links svg {
  width: 21px;
  height: 21px;
  fill: currentColor;
}

/* Final staging refinements */
.legal-body{margin:0;color:var(--navy);background:var(--soft)}
.legal-header{padding:1rem max(1.25rem,calc((100vw - 1100px)/2));background:#fff;border-bottom:1px solid var(--line)}
.legal-logo img{display:block;width:min(260px,70vw);height:auto}
.legal-main{padding:clamp(2rem,5vw,5rem) 1rem}
.legal-card{width:min(900px,100%);margin:0 auto;padding:clamp(1.4rem,4vw,3.5rem);border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:0 18px 55px rgba(11,24,48,.08)}
.legal-card h1{margin:.2rem 0 .75rem;font-size:clamp(2.2rem,5vw,4rem);line-height:1.05}.legal-card h2{margin-top:2rem;font-size:clamp(1.25rem,2vw,1.6rem)}
.legal-card p,.legal-card li{line-height:1.75}.legal-updated,.legal-note{color:var(--muted)}.legal-home{display:inline-flex;margin-top:1.25rem}
@media(max-width:640px){.hero{padding-bottom:3rem}.hero+.section{padding-top:3rem}.legal-main{padding:1rem .75rem 2rem}.legal-card{border-radius:18px}}
